Tag: Financial Planning
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The Retirement Decision Most People Get Wrong There are plenty of decisions in retirement that feel big. When to retire. When to claim Social Security. How much you can safely spend. But there’s one decision that quietly outweighs all the rest—not because it’s flashy, but because once you make it, you usually can’t undo it.…
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If you’re a high earner, a savvy saver, or someone staring down a large tax-deferred retirement account, you may have felt locked out of the incredible benefits of a Roth IRA. With its tax-free growth and tax-free withdrawals in retirement, the Roth is a powerful wealth-building tool. But what if there were secret passages—”backdoors”—to get…
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The surprising (and smart) questions you should be asking about your retirement strategy When most people think about retirement investing, they ask questions like “How much do I need to save?” or “Should I use a Roth IRA or Traditional IRA?” Those are important, but the smartest investors ask deeper, more nuanced questions that actually…