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Category: Retirement Planning
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some people have to pay on top of their Medicare Part B and Part D premiums. This surcharge is based on your income level. If your income exceeds certain thresholds, you will be required to pay more for your Medicare coverage. Here are some…
The 4% rule is a retirement planning guideline that suggests retirees can withdraw 4% of their retirement savings annually, adjusted for inflation, without running out of money for at least 30 years. This rule was introduced by financial advisor William Bengen in 1994, based on his analysis of historical market data. Bengen’s research indicated that…